Ramp
Finance platform with agents that process receipts, code expenses, review spend and handle invoices around the clock
Ramp is a finance platform that combines corporate cards, expense management, bill payments, procurement and business banking. Its agents work in the background to collect receipts, code accounting fields, review expenses against policy, process invoices and allocate spend.
Key features:
- Issues unlimited corporate cards with automatic limits by role, location or department.
- Collects and matches receipts, including via SMS or Slack.
- Reviews expenses against policy and recommends approvals with Policy Agents.
- Extracts, codes and routes invoices, with fraud checks from AP agents.
- Automates accruals, reconciliation and syncs to QuickBooks, Xero, NetSuite and others.
- Issues cards in 30+ currencies and pays global vendors in local currency.
Ramp integrates with 200+ tools, offers SSO, SAML and SCIM, and its Stack product targets accounting teams. The Free plan costs $0 per user and covers cards, expenses, travel, bill pay and basic accounting automation. Plus is $15 per user/month plus a platform fee, with AI-driven reviews and advanced integrations, and Enterprise is custom.